DISCLAIMER

No Guarantee of Results

Credit Man LLC does not guarantee any specific credit score increase, removal of any specific item from a credit report, loan approval, or funding outcome. Credit improvement results depend on the specific nature of your credit history, the accuracy of disputed items, creditor and credit bureau responses, and other factors outside our control.

Testimonials, case studies, before/after images, and score increases displayed on this website reflect individual client experiences. These results are not typical and do not guarantee that you will achieve similar outcomes. Past results do not guarantee future outcomes.

Under the Credit Repair Organizations Act (CROA), no credit repair company may make any untrue or misleading representation of its services. We are committed to full CROA compliance.

CROA Consumer Rights Statement

You have a right to dispute inaccurate information in your credit file. You do not have to pay a third party to do this. You may contact the credit bureaus directly:

• Equifax: equifax.com — 1-800-685-1111
• Experian: experian.com — 1-888-397-3742
• TransUnion: transunion.com — 1-800-916-8800

You also have a right to a free copy of your credit report once per year from each bureau at AnnualCreditReport.com.

Tradeline Disclaimer

Authorized user tradelines are a legal credit-building strategy; however, no tradeline can guarantee a specific credit score increase, loan approval, or funding result. Credit scoring models (FICO, VantageScore, and industry-specific models) weigh tradelines differently depending on your overall credit profile, the number of negative items present, utilization, payment history, and other factors.

Any company promising a guaranteed score increase from a tradeline is making a claim they cannot substantiate. We will always provide an honest assessment of whether tradelines are likely to benefit your specific situation before purchase.

Business Funding Disclaimer

Credit Man LLC is not a lender, bank, or licensed financial institution. We provide credit consulting and funding facilitation services only. All funding decisions — including approval amounts, interest rates, and terms — are made solely by third-party lenders based on their own underwriting criteria.

We do not guarantee loan or credit line approval, specific funding amounts, or favorable interest rates. Funding availability is subject to change. Success-based fees (10%) apply only to the funded amount and are entirely separate from any credit repair service charges.

Not Legal or Financial Advice

The information provided on this website and through our services is for educational and informational purposes only. It does not constitute legal, financial, or investment advice. Credit Man LLC is not a law firm and does not provide legal counsel.

For legal or financial guidance specific to your situation, please consult a licensed attorney, CPA, or financial advisor.

Website Accuracy

We strive to keep the information on this website accurate and up to date; however, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of any information on this site. Pricing, service offerings, and program details are subject to change without notice.

Third-Party Links

This website may contain links to third-party websites (such as Stan.Store, Kikoff, or Google Play). These links are provided for convenience only. Credit Man LLC does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party site.

Contact Us

If you have questions about these disclosures, please contact us: