CREDITMAN.NET
Last Updated: January 1, 2025

PRIVACY POLICY

Your privacy matters to us. This policy explains what data we collect, how we use it, and how we protect it.

1. Information We Collect

When you use Credit Man LLC services, we may collect the following:

  • Identity information: Full name, date of birth, address, Social Security number (required for credit bureau submissions)
  • Contact information: Email address, mailing address
  • Financial information: Credit reports, account numbers, dispute history
  • Payment information: Processed securely through our payment processor; we do not store full card numbers
  • Usage data: IP address, browser type, pages visited, and interaction data collected through cookies and analytics tools
  • Communications: Emails, texts, and consultation notes exchanged with our team

2. How We Use Your Information

We use your information to:

  • Provide and manage your credit repair services
  • Submit disputes to Equifax, Experian, and TransUnion on your behalf
  • Process payments and send billing notifications
  • Communicate with you about your account progress
  • Send service updates, educational content, and promotional offers (you may opt out at any time)
  • Comply with legal obligations and prevent fraud
  • Improve our services and website experience

3. Information Sharing

We do not sell, rent, or trade your personal information. We may share your data only in the following limited circumstances:

  • Credit bureaus: To submit disputes on your behalf (Equifax, Experian, TransUnion)
  • Service providers: Payment processors, email providers, and CRM platforms bound by confidentiality agreements
  • Legal compliance: If required by law, court order, or government request
  • Business transfers: In the event of a merger or acquisition, with notice provided to you

We never share your Social Security number or credit report with any unauthorized third party.

4. Data Security

We implement industry-standard security measures including encrypted data transmission (SSL/TLS), secure password storage, access controls limited to authorized personnel, and regular security reviews.

While we take every reasonable precaution, no method of electronic transmission or storage is 100% secure. In the event of a data breach affecting your rights, we will notify you as required by applicable law.

You may request deletion of your personal data (except where retention is required by law) by contacting us at info@uepholdings.com.

5. Cookies & Tracking

Our website uses cookies and similar technologies to improve your browsing experience and analyze site traffic. We use:

  • Essential cookies: Required for the site to function properly
  • Analytics cookies: Help us understand how visitors use our site (e.g., page views, session duration)
  • Marketing cookies: Used to deliver relevant ads and track campaign performance

You may disable cookies in your browser settings. Note that some features may not function correctly without essential cookies. See our Cookie Policy for more details.

6. Email Communications

If you contact us via email, you consent to receive email responses related to your credit services, account updates, and promotional offers from Credit Man LLC.

  • Email frequency varies based on your service status
  • You can unsubscribe from promotional emails at any time
  • Service-related emails will continue as needed for your account

Opting out of promotional emails does not affect your ability to receive services.

7. Your Rights

Depending on your location, you may have the right to:

  • Access the personal data we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal data
  • Opt out of marketing communications at any time
  • File a complaint with a supervisory authority

To exercise any of these rights, contact us at info@uepholdings.com.

8. Children's Privacy

Our services are intended for adults (18+) only. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a minor, contact us immediately and we will delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date at the top of this page. Continued use of our services after changes constitutes acceptance of the updated policy. We encourage you to review this page periodically.

10. Contact Us

If you have questions about this Privacy Policy, please reach out:

Credit Man LLC · Indianapolis, IN

Acknowledgment: By using Credit Man LLC services, you acknowledge that you have read and understood this Privacy Policy, last updated on January 1, 2025.

HAVE QUESTIONS?

Our team is happy to address any privacy concerns before you enroll.

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